I'm in Canada and need to pick some accounting software for myself, and also recommend it to others, from startups to small business / non profit groups.

## Xero

Xero is the software that I find most flexible to use. Multi-currency support starts at the [$75CAD/month tier](https://www.xero.com/ca/pricing-plans/).

## Quickbooks

Quickbooks is widely adopted and recommended by small business accountants. But, I find it extremely frustrating to use. Multi-currency support is in the [$65CAD/month tier](https://quickbooks.intuit.com/ca/pricing/).

Note: Quickbooks doesn't support a direct connection to Stripe
## Wave

Wave is inexpensive -- free if you manually import bank statements. The paid tier is [$220CAD/year](https://www.waveapps.com/pricing) for automatic account imports and the ability to accept credit cards. It has very basic multi-currency support and it doesn't have supports for automatically pulling info from the accounts I need (Wise).

[Wave Payroll](https://www.waveapps.com/payroll) is still my recommendation for easy to use payroll in Canada.

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Personally, for my sole proprietorship, I ended up picking Xero again, and got it hooked up to Wise and Stripe and RBC quickly.

I did have to go look up how to set balances from the beginning of the year.

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I use [[Wave]] with [[Z-Space]], including Payroll, and it does what we need, including recurring invoices with credit card payments.